executive team

October Newsletter

It’s been a wild and windy start to October, complete with flooding rains and earthquakes. Markets have been much the same, with volatility increasing as we move through the seasonally turbulent September/October period. Losses on the Australian Stock Exchange during September snapped an 11 month streak of monthly gains. But there are reasons for optimism: along with the warmer weather, rising vaccination rates are paving the way for the re-opening of borders and business after another winter of seemingly endless lockdowns.

Ethical, responsible, sustainable – call it what you will, but investing with a social conscience is on the rise. So, in this month’s snapshot we discuss what is meant by responsible investing, who is leading the trend and whether the returns are as good as the mainstream alternatives.

The concept of “ethical investing” is extremely subjective, and prone to nuance and manipulation. At Akambo, we have used ESG (environmental, social governance) considerations for many years to help guide our investment decisions on the belief that in order to be a good business (and therefore a good investment), a company needs to embrace a sound ESG approach. Of course, it is important to emphasise that ESG considerations are but one of many factors that determine whether a particular business is a sound investment.

As always, if you would like to discuss your investment strategy, don’t hesitate to contact our office on 03 9602 3233.

CLICK HERE to view our October newsletter.

September Newsletter

As large swathes of the Australian population begin to emerge from another winter of COVID gloom, there is a growing hope that Australia’s oldest football club, the Melbourne Demons, may also be able put an end to its own extended period of misery. When the Demons take on the Western Bulldogs in the AFL Grand Final in under two weeks, they will be seeking to end a 57 year premiership drought. The fact that the game will be played away from its traditional home of the MCG for the second year in a row serves to emphasise the contracted impact that COVID has had on many social aspects of Australian society.

The pandemic has also highlighted the importance of protecting elderly Australians, so we have included an article on finding quality, affordable aged care as the first article in our Spring newsletter.

We also look at insurance within your superannuation fund, what it costs and what you need to know.

And finally, are you feeling a bit lacklustre as the days roll by? It’s a feeling that is difficult to put your finger on, but it has a name, languishing. We provide some tips to help you on your way to flourishing.

As always, if you would like to discuss your investment strategy, don’t hesitate to contact our office on 03 9602 3233.

CLICK HERE to view our September newsletter.

August Newsletter

It’s August, and this chilly winter and periodic lockdowns can’t end fast enough for many of us. One bright spot, along with the golden wattle at this time of year, is the golden performance of our athletes in Tokyo.

After a shaky start, last financial year was an excellent year for investors. Returns from shares and property exceeded most expectations, as did returns from super funds. But amidst all the headlines about “the best year since……”, there were some compelling lessons for investors. Not every investor had the patience and foresight to stay invested, or more importantly, heed the balanced and rational guidance from an experienced financial adviser.

In this snapshot, we look at the importance of basic investment principles that can help in good times and bad.

As always, if you would like to discuss your investment strategy, don’t hesitate to contact our office on 03 9602 3233.

CLICK HERE to view our August newsletter.

July Newsletter

It’s July, there’s a nip in the air and winter has well and truly set in, as Australia deals with COVID outbreaks across several states. But July also marks the start of the new financial year, a good time to reflect on how far we have come since this time last year and to make plans for the year ahead.

Share markets had a strong finish to the financial year, with the Australian benchmark ASX200 gaining 26.4% to the end of June – its best Financial Year since 1987. Akambo’s diversified multi-asset portfolios also delivered their best financial year returns, with the Balanced Portfolio growing 18.39% and the Growth Portfolio rising 21.58% (before fees). The Portfolios are currently skewed to companies that will perform well in an early stage inflationary environment and businesses that will benefit from the continued emergence from a COVID-afflicted environment.

The new financial year also rings in some new opportunities to boost your retirement savings. Some may require planning, such as increases in the amount you can contribute to super annually, others won’t require any effort at all, such as the increase in the Super Guarantee. In this snapshot we canvass all the changes happening from July 1 and how you can take advantage of them.

As always,  if you would like to know how these changes may affect you or how your investments have fared over the past financial year, don’t hesitate to contact our office on 03 9602 3233.

CLICK HERE to view our July newsletter.

June Newsletter

It’s June which means winter has officially arrived. As we rug up and spend more time indoors, it’s a perfect time to get your financial house in order as another financial year draws to a close. And what a year it has been!

It’s been a year of change on so many fronts, including tax and super. So for the first article in our Winter newsletter, we cover some last minute ways to reduce your tax bill and boost your savings both in and out of super.

We’ve also included a summary of some major changes ahead for income protection insurance and how you may be able to avoid some of the costs.

And finally, optimism has been shown to be great for your wallet and there are a lot of things you can do to cultivate a more positive mindset – and improve your bottom line.

As always, if you would like to discuss the contents of this newsletter, don’t hesitate to contact our office on 03 9602 3233.

CLICK HERE to view our June newsletter.

May Newsletter

Treasurer Josh Frydenberg’s second pandemic Budget, and possibly his last before the next federal election, is a big spending Budget aimed squarely at a swift economic recovery.

As widely tipped, the focus is on jobs, aged care, childcare, women and first -home buyers with some superannuation and tax sweeteners added for good measure.

As always, if you would like to discuss how the Budget might impact your finances, don’t hesitate to contact our office on 03 9602 3233.

CLICK HERE to view our May newsletter.

April Newsletter

April begun with a welcome Easter break. As the vaccine rollout continues, restrictions ease, and life is a little closer to normal despite occasional setbacks.

It’s not often that boring bonds make headlines, but they have lately due to a sharp rise in interest rates. In this snapshot, we discuss what rising bond rates tell us about market expectations around economic growth and inflation. We also look at the possible impact on shares and other investments.

As always, if you would like to discuss how current market conditions might affect your investment strategy, give us a call.

If you would like to discuss your financial needs, don’t hesitate to call on 03 9602 3233.

CLICK HERE to view our April newsletter.

March Newsletter

After an eventful summer, of weather extremes, on-again off-again lockdowns and the swearing in of a new US President, many will be hoping that Autumn ushers in a change of more than the season. As the vaccine rollout begins, there are also promising signs that economic recovery may be earlier than expected.
While many retires are understandably reluctant to tap into their super too quickly, super is unlikely to be your only source of retirement income. Our first article looks at ways you can make the most of your assets to fund your retirement.

The change of season is also a good time to prune back your finances to promote future growth, we show you how.

And our final article looks at how to achieve financial harmony with your nearest and dearest. It can be challenging to be on the same page with your loved one about financial matters, but clear and open communication can pave the way for a unified approach.

CLICK HERE to view our March newsletter.

February Newsletter

It’s February, the kids are back at school and the nation is getting back to business. It’s still not business as usual, but with the vaccine rollout about to begin there is a growing sense of optimism.
There has been a lot of debate in recent years about self-managed super funds (SMSFs) and how much you need to have in them to make them cost-effective. So in this month’s snapshot, we look at the actual costs and benefits of SMSFs and how to determine if running your own fund is for you.
CLICK HERE to view our February newsletter.

It’s always difficult to predict the future, but it’s safe to say nobody foresaw what was in store for Australia and the world in 2020. The global pandemic challenged us as individuals and as a nation, as we grappled with health issues, isolation, and a struggling economy, not to mention bushfires and the drought.
CLICK HERE to read a full review of the 2020.

December and summer are finally here. It’s been a tough year, but once again Australians have proved extremely resilient. CLICK HERE to read our summer newsletter.

Interest rates are at historic lows and likely to stay low for the foreseeable future, which poses a dilemma for anyone trying to make the most of their savings. Is it better to put your money in the bank, your mortgage, superannuation or in investments outside super? CLICK HERE to read the article.

Federal Budget 2020-21 Analysis

Treasurer Josh Frydenberg’s second budget, delayed by five months due to the economic disruption caused by the COVID-19 pandemic, is designed to chart a course out of recession and get the economy moving again. CLICK HERE to read the full analysis.

Introducing Akambo Lending Solutions

The wait is over! We are excited to announce the launch of Akambo Lending Solutions. Are you a first home buyer, next home buyer, refinancer or an investors? We’re here to help. CLICK HERE to find out more about our new service offering.

The countdown is on!

The countdown is on! Just over 3 days left until we launch Akambo’s brand new service offering. #comingsoon #proudtobeakambo

Coming soon to Akambo!

Have you heard the news? A brand new service offering is coming to Akambo, countdown starts now.

JobKeeper – Easing eligibility

More businesses and not-for-profits will be eligible for JobKeeper payment extension under a $15.6 billion change to the scheme announced on August 7. CLICK HERE to find out more.

Super changes and flexibility

Just when you thought you had a grip on the superannuation rules, they change again. This time though, the changes are mostly positive, especially for older super members keen to top up their savings. Click here to read the article.

The housing market: shaken not stirred

With Australia in a COVID-induced recession, residential property is not immune to falling economic activity. Yet housing prices are proving surprisingly resilient. CLICK HERE to read the full article.

Winter Newsletter

Winter is here and we are almost at the end of another financial year. And what a year it’s been! With so many Australians impacted by fires, floods, drought and now COVID-19, let’s hope the new financial year sees a return to something like normality. CLICK HERE to read our Winter newsletter.

News Bites May 2020

News Bites will keep you up to date with the latest Government announcements and initiatives that will impact your financial situation throughout the COVID-19 pandemic and recovery.

In this edition we will cover the following topics:

  • Support for business investment
  • Boosting cash flow for employers
  • Economic stimulus package: what it means for pensioners

CLICK HERE to read this month’s News Bites.

May Newsletter

After an extraordinary month of social and economic hibernation, there are positive signs that some of the restrictions on our everyday lives will soon be loosened somewhat. This is welcome news for households, businesses and our economy.

Within a matter of months Australia has gone from having an essentially healthy economy to one in need of resuscitation. The Morrison Government has stepped in with unprecedented support packages for individuals and businesses. And the Reserve Bank is playing its part behind the scenes with ‘unconventional measures’ of its own.

In this snapshot, we look at record low interest rates and quantitative easing and explain what it means for you. Please CLICK HERE to read the newsletter.

April Newsletter

How to make peace with the unknown as the uncertainty around the coronavirus crisis and its far-reaching impact is creating fear for many around the globe? CLICK HERE to read this month’s Akambo newsletter.

News Bites April 2020

As the impact of the coronavirus on our daily lives and livelihoods rapidly evolves, below are the latest measures released by the Government to reduce both the impact to the nations health, economy, household and business finances. CLICK HERE to read the following articles:

  • JobKeeper Payment now officially passed by the Government
  • Economic Stimulus Package: What it means for self-funded retirees
  • Temporary relief for financially distressed businesses

Coronavirus safety net expanded

As the impact of the coronavirus on our daily lives and livelihoods rapidly evolves, the Government is increasing income support for individuals. Click HERE to read the full article.

Important Update: COVID-19

As the Coronavirus (COVID-19) situation continues to evolve, our priority remains to continue providing the best client service whilst protecting the health and safety of our people and their families. Please read our Managing Director’s message HERE.

The hunt for dividend income in 2020

With interest rates at historic lows and likely to stay that way for some time, retirees and other investors who depend on income from their investments are on the lookout for a decent yield. Read the full article HERE.

2019 Year in Review: A year of highs and lows

Looking back at 2019: a year of extremes, with shares hitting record highs and interest rates at historic lows. Yet all in all, 2019 delivered far better returns than Australian investors dared hope for at the start of the year. CLICK HERE to read a full article.

Summer Newsletter

Superannuation comes in for a lot of criticism, yet a recent report ranked Australia’s retirement income system number three in the world. Read the full Summer Newsletter HERE

Steering through choppy seas

With economic growth slowing in Australia and around the globe, investors are uncertain about where to put their savings. In this snapshot, we look at the implications of current market trends for investors and the importance of having a plan. Click HERE to read more.

Spring Newsletter

How changing the story you’re telling yourself about the life you deserve can help you achieve your dreams. Click HERE to read more.

Is the tide turning on the property market?

For the first time in years, the planets seem to be aligning for homebuyers and property investors. Interest rates are falling, property prices largely appear to be stabilising and constraints on bank mortgage lending have been relaxed. CLICK HERE to read more.

Women in Finance Awards 2019

Congratulations to our very own Sarah Ward  for being shortlisted for the Women in Finance Awards 2019. Sarah has been named a finalist in the Office Administrator of the Year category.
Sarah has been recognised for her outstanding contribution to shaping and steering the success of Akambo Financial Group.


Akambo Winter Newsletter

Welcome to our special election edition. We’ve fast-tracked our Winter newsletter to discuss the return of the Morrison Liberal/National Party Coalition government. CLICK HERE to find out more.

How much super is enough?

May is here, and as the weather begins to cool the political climate is heating up.

As the federal election draws near, the spotlight is on the nation’s hip pocket and future prosperity. That makes this a good time to take a closer look at our retirement savings.

We all know we need to save for retirement and that the compulsory super contributions may not be enough to support our dream retirement.  What is less clear is how much super is enough. In this snapshot, we discuss the factors you need to consider when setting a retirement savings target. We also look at how your balance compares with others in your age group and tax-effective ways to boost your super before the end of the financial year.

CLICK HERE to read more.

Our Akambo App is LIVE and ready for download!

We have created this free new App to give you access to important information, resources and insights.

Some of the key features of the Akambo App are:

  1. Access to newsletters and insights to keep you up to date with the ever-changing financial landscape,
  2. Quick access to the government resources such as: ATO, Fairwork, Land tax, Medicare etc.,
  3. Contact page where you can quickly and effectively communicate and interact with us,
  4. Easy access to all logins. No more looking for the website details, you have it all in one place,
  5. Useful calculators to assist you with managing and planning your finance.

We hope you enjoy using the Akambo App.

Download the App NOW on the App Store and Google Play

Akambo Summer Newsletter

December is upon us and debates about superannuation and whether it will be enough to retire on are constantly in the news. So we decided to ask what your dream retirement looks like and what it might cost. We also look at the importance of insurance cover to protect yourself and the people you love. To find out more click on the link below: https://lnkd.in/grv7inz

Benefits of a SUPER long engagement

Superannuation is a long-term financial relationship. Throughout your super journey you will experience the ups and downs of bull and bear markets so it’s important to keep your eye on the long term.

Click on the article below to find out more:
2018.11 November Akambo Newsletter

Steady, measured growth – our key to success!

Akambo has implemented a deliberate and measured approach to better position our business and to further grow the wealth of our clients. Read more about our success story HERE.


Akambo Spring Newsletter

Plugging in to technology stocks, young invincibles – the importance of insurance and lessons from the ‘rich list’. Find out more by clicking on: https://lnkd.in/gfAAiHg

Have oil prices peaked?

Australian motorists are not the only ones hoping that global oil prices have peaked after reaching four-year highs in 2018.
Click on the link to read
 more: https://lnkd.in/gAZZJe8

Making the most of a falling Aussie dollar

One of the major themes for local investors in 2018 is the fall in the Australian dollar… Click on the link to find out more: https://lnkd.in/faPTM-q

Celebrating our 11th year in business!

Since opening our door, Akambo has developed into a thriving and highly successful integrated financial services business, comprising of a team of exceptionally experienced professionals with broad industry expertise. We take enormous pride in our ability to deliver a pro-active and client centric service and during recent years we have implemented a deliberate and measured approach to better position our business and further grow the wealth of our clients…….

Click here to read more



Ready…Set…Are you good to go for the new financial year?

Another financial year is drawing to a close, making this a perfect time to look back at all you’ve achieved over the past 12 months and set goals for the year ahead. Click on the link to find out more: https://lnkd.in/gd8feKB

Federal Budget 2018 -19 Analysis

Akambo new look and feel!

Akambo new look and feel!

The updated identity had to satisfy all of the existing expectations of what our original mark stands for, while simultaneously moving the brand forward to acknowledge the maturity, development, growth and uniqueness of our service, and thus we introduce Akambo Financial Group.

Akambo Financial Group has the same commitment and people driving the business as it did 11 years ago – just with a new look and feel. Our Private Wealth division continues to support our existing clients and Joint venture partners, in the same way our Accountants Private Advice channel continues to support our licensed partners.